Examples of Insurance Bad Faith Claims

Insurance Bad Faith Claim

Insurance companies are legally obligated to act in good faith towards their insured. However, they do not always comply with this obligation. If you or a loved one has been the victim of an bad faith by an insurance company, you should consult an experienced attorney who is fully prepared to hold the insurer accountable for their bad faith conduct.

What Is Insurance Bad Faith?

Insurance is a contract where the insured pays a premium for the insurance carrier to indemnify and defend him or her if a covered event occurs. If the carrier fails to fulfill this obligation by failing to act in a way that is required under its policy, the insured may have a claim for “bad faith.”

If your attorney determines that you have an insurance badfaith claim, you will be entitled to damages. Each state has its own set of unique penalties for such a claim. However, all states allow for bad faith victims to seek punitive damages as a form of recovery.

Common Examples of Insurance Bad Faith

Not all disputes with an insurance company will be categorized and defined as “bad faith.” Insurance bad faith practices can happen in a variety of ways. Below are some common examples of how an insurer can act in bad faith:

-          Unreasonably or willfully denying benefits

-          Putting its own interests above the interests of their insured

-          Failing to conduct a reasonable investigation

-          Failing to attempt a prompt and fair settlement when liability is clear

-          Forcing their insured to sue to obtain benefits

-          Offering settlements contrary to their policy provisions

-          Making unreasonable accusations of fraud or misrepresentation

If you suspect that your insurance company has been less than fair or has failed to follow the terms of your policy in an unreasonable manner, you should contact an attorney as soon as possible.

Call a New York Personal Injury Attorney Today

For more information or to consult with one of our experienced New York insurance bad faith attorneys, please call Gersowitz Libo& Korek, P.C. at 1-800-529-9997.

Amusement Parks: It’s Not Always Fun and Games

Personal Injury Lawyers

Amusement parks are a fun and friendly place for people of all ages. It is a place to relax and enjoy time with loved ones. When we are having fun at an amusement park,we do not generally worry about getting injured. When we are strapped in a ride, particularly one that we know will send adrenaline pumping through our bodies, we have confidence that the ride will operate safely and that the appearance of danger is only an illusion.

While this is true the vast majority of times, accidents at amusement parks are not uncommon. Each year, hundreds of individuals get injured in amusement park accidents. The injuries can range in severity depending on the nature of the accident. Victims of amusement park accidents have a right to get compensated for their medical bills, pain and suffering and any other out of pocket expenses they may incur as a result of the accident.

The Right to Compensation

If you or a loved one has been injured in an amusement park accident, you have the right to be compensated for your injuries. You are entitled to compensation for your medical bills, loss of wages, pain and suffering, and any other out of pocket expenses that you may have incurred as a result of the accident.

However, filing a successful claim against the amusement park owner can be difficult.  As such, it is recommended that you or whoever else is injured at the amusement park should consult an experienced attorney to help you get the full extent of the compensation that you deserve. With the help of a competent New York amusement park accident attorney, you can be confident that you will get the full extent of the compensation that you deserve.

Call a New York Amusement Park Accident Attorney Today

For more information or to consult with one of our experienced New York amusement park accident attorneys, please call Gersowitz,Libo & Korek, P.C. at 1-800-529-9997.

What To Do If You Are Injured In a Bus Accident

Victims of bus accidents are often more seriously injured than victims of car accidents. The massive size of a 20-ton bus and the lack of seat belts cause the passengers to get tossed around inside the bus during an accident. As such, bus accident victims typically suffer more serious and permanent injuries. In addition, bus accidents have a higher rate of fatality than other vehicle related accidents.

If you or someone you know is injured in a bus accident, it is imperative that you take certain important steps to ensure that you get the full extent of monetary damages you are entitled.

5 Steps To Consider After a Bus Accident

The steps you take after a bus accident can significantly impact the outcome of your personal injury claim. In order to protect your legal rights and assist your personal injury attorney in getting you the compensation that you deserve, you should consider the following important tips below:

•       Report the bus accident to the bus company.

•       Seek immediate medical help, even if you think your injuries are minor.

•       Obtain the name, number, license plate number, insurance information and other pertinent information of the bus driver.

•       Get the information of any witnesses to the accident.

•       Take pictures of the scene of accident and preserve any evidence that may help support your future personal injury claim.

•       Do not provide a recorded statement to any adjusters.

Perhaps the most important step you need to take after a bus accident is to consult an experienced personal injury attorney who specifically handles bus accidents. Experience is especially important if the bus accident involves public transportation.

Getting the Compensation That You Deserve

A good bus accident attorney will help you get the compensation that you are entitled to, including but not limited to the following:

-          Medical bills

-          Past and future lost wages

-          Pain and suffering

-          Loss of consortium

-          Loss of life’s pleasures and enjoyment

-          Emotional suffering

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For more information or to consult an experienced New York personal injury lawyers at Gersowitz, Libo & Korek, P.C., please call our offices at 800.529.9997.

What To Do If You Become a Victim of Chemical Exposure

Toxic chemicals are used in products we use, ingest and live with every day, including medicine, food, toys, and clothes. While exposure to toxic chemicals may be accidental, all too often the exposure occurs due to a deliberate or negligent industry practice.

When consumers and employees are not warned about the risks of certain chemicals and are injured as a result, they may be entitled to monetary compensation. If you or a loved one has been exposed to toxic chemicals, you should consult a toxic chemical attorney to protect your legal rights.

5 Important Steps to Take After Exposure to Toxic Chemicals

When you are exposed to toxic chemicals, it is imperative that you get immediate medical attention. You also need to take certain steps to decontaminate yourself and to avoid spreading the chemical exposure. Five important steps you need to take after exposure to toxic chemicals include:

-  Call 911.
-  Isolate yourself (or whoever is affected by the chemical exposure) to an “isolation room.”
-  Close the doors and/or windows to the affected area to avoid the spread of the chemical exposure.
-  Alert people to evacuate the affected area until the area is deemed safe by the experts.
-  Wash or flush the affected area thoroughly with water until medical help arrives.
 

Once you have received the necessary medical treatments for your chemical exposure, you should consult an experienced chemical exposure attorney to protect your legal rights. You may be entitled to compensation for your medical expenses, loss of wages, and pain and suffering. The right attorney will expertly handle your case and secure the maximum monetary compensation that you deserve.

Types and Sources of Toxic Chemical Exposure

Some common types of toxic chemicals include:

-          Asbestos

-          Benzene

-          Mercury

-          Cleaning products used in most households

If you are not sure whether your injuries are caused by exposure to toxic chemicals, your chemical exposure attorney may be able to refer you to the right experts who can help.

Contact Us

If you or someone you know is a victim of chemical exposure, call Gersowitz, Libo & Korek, P.C. at 800.529.9997 to schedule a complimentary consultation with one of our experienced New York Personal Injury Attorney.

Construction Accidents: Dealing With Fall-Related Injuries

Construction workers often work from heights that many of us would consider unnerving and frightening. Working at such great heights puts construction workers at a significant risk for accidents resulting in serious injuries or even death. This is especially the case when the contractors or project site owners fail to follow the rules and regulations designed to provide workers a safer working environment.

The Serious Injuries

Safety violations, unstable surfaces and faulty scaffolding are only a few causes of a serious fall at a construction site. Regardless of what caused your fall at a construction site, it will likely result in serious bodily injuries, such as:

• -          Broken bones and fractures
• -          Spinal cord injuries, such as paraplegia or quadriplegia
• -          Head injuries, such as concussions and hematomas
• -          Traumatic brain injuries
• -          Severe lacerations
• -          Amputations of the limbs
• -          Torn ligaments
• -          Joint dislocations
• -          Wrongful death

If you or a loved one was injured in a construction site injury, you may be entitled to monetary compensation.Although exercising your rights and seeking money damages will not turn back time to undue the pain and discomfort, it will allow you to have the financial means to get the necessary treatment for your injuries. To ensure that you get the full compensation that you deserve, you should hire an experienced New York construction accident lawyer.

Taking Safety Measures May Prevent Falls or Reduce the Severity of Injuries

You may not be able to prevent every type of accident at the construction site where you work. However, by taking certain preventive measures, such as using a safety harness or safety ropes, you may reduce the likelihood of a devastating fall. The use of safety equipment and gears may also reduce the severity of resulting injuries.

Call Us

For more information or to schedule a complimentary consultation with an experienced New York construction accident attorney, please call Gersowitz, Libo & Korek, P.C. at 800-529-9997.