Payment Of Medical Bills In Pending Personal Injury Cases?

When you are involved in a major accident and suffer serious personal injuries, a major concern may be who will pay for the extensive medical bills. Although the at-fault party and their insurance company should be the responsible party to pay your medical bills, that is not always the case.

In fact, the liable party’s insurance company doesn’t have to pay you anything unless you force them to pay by bringing a personal injury claim against their insurance. Even then, the insurance company will not pay your medical bills until your case is settled or a verdict has been reached.

As your Injury lawyers New York City, we will advise you that the person ultimately responsible is YOU. However, you may have several options in paying your medical bills.

Your Own Car Insurance Policy

If your injuries were related to a car accident, your own car insurance policy may cover the costs of your medical treatment. This coverage, referred to as Personal Injury Protection (PIP) or No-Fault coverage, is required in New York and is provided regardless of whom was at fault for causing the accident. Generally, only after the no-fault coverage has been exhausted, should you submit your medical bills to a private health insurance carrier.

Health Insurance

If you have personal health care, your insurance company will pay your medical bills, provided that the accident was not a motor vehicle accident. Your personal injury lawyer may advise you that if your health insurer pays for medical bills related to an accident, they may, depending on the type of your health care policy, beentitled to reimbursement once your case is settled or tried in court.

Medical Lien

If you do not have health insurance or PIP coverage, we may be able to help you by setting up a medical lien against your personal injury claim provided that you sign documents stating that you will pay the bills from your case settlement proceeds.

Gersowitz, Libo & Korek, P.C Can Help

At Gersowitz, Libo & Korek, P.C., our New York injury lawyers have more than 100 years of combined experience fighting for the rights of injured victims. To schedule a complimentary consultation to discuss your case, call us at (800) 529-9997. They handle serious accident cases in both New York and New Jersey.

Medical Malpractice & Compensation

Medical Negligence

When a doctor or medical service provider is negligent, there may be grounds for a medical malpractice case. In a typical medical malpractice case, a plaintiff files a lawsuit based on the conduct of a healthcare provider or professional, naming either the provider or the provider’s employer as the defendant. The New York City Malpractice Attorneys at Gersowitz, Libo & Korek may be able to help you if you think you have grounds to file a claim.

Medical malpractice suits may be filed either by the patient who directly suffered as a result of negligence, or by the patient’s legal representatives if the patient has died (this is a “wrongful death” lawsuit). There are several tort principles involved in medical malpractice cases, namely,

1) a duty of care owed by the healthcare provider,

2) a breach of duty due to failure to act or an act below the standard of care,

3) harm to the patient caused by the act or failure to act, and

4) damages suffered by the patient.

There are time limits that  Personal Injury Lawyer NYC  will be able to tell you about. A medical malpractice case must be filed within the statute of limitations set by federal and state laws; in the state of New York, plaintiffs generally have two and one-half years from the date of the injury, though there are some exceptions that allow for a longer period if the malpractice is not discovered immediately. If the plaintiff does not file lawsuit within the statute of limitations, the plaintiff may lose the right to bring the case at all.

If you or someone you know has been injured by a healthcare provider, contact  NY medical malpractice lawyer at Gersowitz, Libo & Korek at 1-800-LAW-9997.

Why Choose New York Injury Lawyers For Right Compensation?

Personal Injury lawyer New York

A personal injury attorney is very competent and experienced in injury law as well as in other practice areas. They can build your case and can negotiate with the insurance company. The lawyers tries to settle the case out of the court if they find it in your favor but if the accused party is adamant not to give compensation the lawyers will take your case to trial.

A number of things are more annihilating than becoming critically hurt due to the carelessness of somebody else. A victim of personal injury as well as his whole family encounters numerous worries and uncertainties for the future.  You might be thinking about your legal rights, about your increasing medical bills, about the sources to support the family, how to prove the person accountable for the injury and how to hire a competent  lawyer?

Why Choose Gersowitz Libo & Korek, P.C.?

We  New York injury lawyers at Gersowitz Libo & Korek understand how helpless and repulsive you are feeling. There are many more things that can be done but you might be feeling confused as where to go and how to start? At Gersowitz Libo & Korek, P.C, we’re here to help. It’s been more than 25 years, since we are putting our heart and soul   to help injured people. Personal Injury Lawyer New York  know that you have various options when it comes to choosing a Personal Injury Firm. But we take your case as seriously as you do.

Personal Injury Lawyer NYC  takes only selective cases and when we commit then you can have faith into us. We know that getting compensation for your injuries is our number one priority. We know that we can’t do anything to lessen your pain but we try hard to get you the best result. If you or your loved one is facing the same traumatic situation we will be happy to help you. We don’t charge a single penny until we get the full compensation for your injuries.

Call us at 1-800-529-9997 to schedule a complimentary consultation with a  Personal Injury Lawyer New York.

Avoiding Delay Tactics Used By Insurance Claims Adjusters

Personal Injury Attorney

Insurance carriers have one goal: to settle personal injury claims for as little as possible.  As such, the carriers will train their claims adjusters to do everything possible to stall paying on a claim in the hopes that the financial strain will force the plaintiff to settle for a fraction of the value of the claim.

One of the major benefits of hiring a personal injury attorney New York City is to prevent the adjuster from using delay tactics to pressure you to settle for less than your case is worth. 

There are various methods your personal injury attorney New York City can use to avoid or “undo” the delay tactics used by insurance adjusters in handling your personal injury claim.

Keep Records

A powerful tool attorneys use in avoiding adjuster delay tactics is to keep records of all correspondence and other such items with the adjuster. The attorney will use this paper trail to show that the adjuster failed to adhere to certain rules and regulations.

Timeline and Limit

Another method is for the personal injury attorney New York City to put pressure on the adjustor to create a timeline and time limit of how and when the claim will be handled. The attorney should follow up with the adjuster according to the schedule to ensure that the adjuster is handling the claim in a timely manner.

Stay In Contact

When the personal injury attorney New York City is in regular contact with the insurance adjuster and promptly provides the adjuster with any requested information, there is no room for the adjuster to validly excuse the delay on the claimant’s part.

About Gersowitz, Libo & Korek, P.C

Gersowitz Libo & Korek, P.C. has recovered tens of millions of dollars for our clients personal injury claims in New York and New Jersey. If you or a loved one has been seriously injured in an accident involving a commercial truck or an 18-wheeler, you need to hire an experienced truck accident lawyer New York to protect your legal rights and get you the compensation you deserve. The attorneys at Gersowitz, Libo & Korek, P.C. have the necessary experience and knowledge to aggressively fight for your rights when you are injured.

Call us at 800.529.9997 to schedule a complimentary consultation with a personal injury attorney New York NY  today.

Car Accident Attorney NYC

Car accidents

According to statistics, there were over 10 million car accidents in 2012 in the United States. These accidents resulted in more than 40,000 deaths and numerous life-altering injuries. Car accidents happen for many reasons, most of which are avoidable. Your car accident lawyers New York  have compiled the top causes of car accidents on the roads of New York so that you can take protective measures to avoid becoming a victim. 

Drunk Driving

Driving under the influence of alcohol is one of the top reasons for fatal car crashes. According to the National Highway Traffic Safety Administration, someone is killed in an alcohol-impaired driving accident about every 48 minutes. Drunk driving is also the most easily preventable cause of car accidents. So, if you have had too many to drink, even though you may not feel drunk, do not get behind the wheel.

Distracted Driving

According to car accident lawyers New York, the majority of car accidents could be avoided if every driver was attentive and focused on the road ahead. Unfortunately, there are many ways a driver can become distracted and take their eyes off the road: talking or texting on a cell phone, changing radio stations or songs on an iPod, focusing on their children, or eating. If you plan on taking your eyes off the road, pull over, do what you need to do, and then start driving again.

Reckless Driving

Car accident lawyers New York witness too many cases that have been caused by one of the most irresponsible causes: reckless driving. Speeding and aggressive driving heighten your risk for an accident. Losing 60 seconds of your life is better than losing your life in 60 seconds.

About Gersowitz, Libo & Korek, P.C

At Gersowitz, Libo & Korek, P.C., our  car accident attorney NYC  are dedicated to getting car accident victims the maximum compensation they deserve. If you or a loved one has been involved in a car accident, call Gersowitz, Libo & Korek, P.C. at 800-529-9997 to schedule a complimentary consultation with one of our lawyers today.