Payment Of Medical Bills In Pending Personal Injury Cases?

When you are involved in a major accident and suffer serious personal injuries, a major concern may be who will pay for the extensive medical bills. Although the at-fault party and their insurance company should be the responsible party to pay your medical bills, that is not always the case.

In fact, the liable party’s insurance company doesn’t have to pay you anything unless you force them to pay by bringing a personal injury claim against their insurance. Even then, the insurance company will not pay your medical bills until your case is settled or a verdict has been reached.

As your Injury lawyers New York City, we will advise you that the person ultimately responsible is YOU. However, you may have several options in paying your medical bills.

Your Own Car Insurance Policy

If your injuries were related to a car accident, your own car insurance policy may cover the costs of your medical treatment. This coverage, referred to as Personal Injury Protection (PIP) or No-Fault coverage, is required in New York and is provided regardless of whom was at fault for causing the accident. Generally, only after the no-fault coverage has been exhausted, should you submit your medical bills to a private health insurance carrier.

Health Insurance

If you have personal health care, your insurance company will pay your medical bills, provided that the accident was not a motor vehicle accident. Your personal injury lawyer may advise you that if your health insurer pays for medical bills related to an accident, they may, depending on the type of your health care policy, beentitled to reimbursement once your case is settled or tried in court.

Medical Lien

If you do not have health insurance or PIP coverage, we may be able to help you by setting up a medical lien against your personal injury claim provided that you sign documents stating that you will pay the bills from your case settlement proceeds.

Gersowitz, Libo & Korek, P.C Can Help

At Gersowitz, Libo & Korek, P.C., our New York injury lawyers have more than 100 years of combined experience fighting for the rights of injured victims. To schedule a complimentary consultation to discuss your case, call us at (800) 529-9997. They handle serious accident cases in both New York and New Jersey.